When I found out I was expecting my first child, my mind was filled with all the usual thoughts.

• Would we be ready?
• What would labour be like?
• How would life change?
• Would I ever sleep again?

Like many new parents, I spent months preparing for our little one’s arrival. We bought the essentials, packed the hospital bag, read countless articles/books and watched expectant mums on instagram trying to figure out what to expect.

But there was one thing that wasn’t on my shopping list…

Estate planning.

As a Will writer, I already knew how important it was. Yet becoming a parent gave me an entirely new perspective.

Everything Changes

The moment Billie arrived; everything changed for me.

Suddenly, my decisions weren’t just about me and my partner anymore. Every choice I made had someone else’s future attached to it.

It made me think differently about questions I ask my clients every day.

• Who would care for your child if you couldn’t?
• What age would you wish for them to inherit?
• Who would manage their money while they’re growing up?
• Have you chosen people you trust to make important decisions?

These questions can feel uncomfortable, but they’re some of the most important conversations you’ll ever have.

The Things We Don’t Like to Think About

None of us like imagining the worst happening.

As parents, we naturally want to believe we’ll always be there to protect our children.

The reality is that planning isn’t about expecting something to happen; it’s about making life a little easier for the people we love if the unexpected ever does.

Having a Will means you’re making those decisions yourself, rather than letting the law decide.

What Every New Parent Should Consider

If you’ve recently welcomed a child into your family, it’s worth thinking about:

• Who would you want to be their guardian?
• At what age should they inherit?
• Should their inheritance be protected in trust?
• Have you considered a Letter of Wishes to guide your loved ones?
• Have you thought about Lasting Powers of Attorney, so someone you trust can help if you ever lose the ability to make decisions yourself?

Every family is different, which is why every estate planning is so individual.

Looking Back

Since becoming a mum, I’ve found that my conversations with clients have changed.

I understand on a much more personal level why parents worry about protecting their children and plan for the future.

It’s no longer just something I advise people to do, it’s something I appreciate even more in my own life.

My Advice

If becoming a parent has taught me one thing, it’s that life can change overnight.

Whether your baby is a few weeks old or your children are now grown up, the best time to make sure your loved ones are protected is when everything is going well.

After all, writing a Will isn’t about planning for the worst.

It’s about planning with love.

Have you recently become a parent, bought your first home, or reached another major milestone? These moments are often the perfect reminder to review your estate planning. If you’re not sure where to start, I’d be happy to help you understand your options.